Buying your first car is exciting, though it can be scary. Cars are expensive and because of that, you’ll most likely keep your first car for a long time. It’s best to do everything you can to make your first car buying experience something you will remember with fondness. To do this, you’ll need a little knowledge about the car-buying process and to spend some time researching before you purchase. The time you spend upfront is time well spent since you’ll enjoy the peace of mind that comes with knowing you made a good purchase. …


Having company-owned vehicles can involve a lot of overhead costs for any size business. Moreover, managing one or more vehicles can expose a company to considerable liability. If your company has cars or trucks that employees use in the scope of their employment on a regular basis, you should periodically review your managerial policies as well as expenses. Here are some important things that you should consider about the best practices for managing company cars.

Conduct Driving Record Checks

Make it a point to check the driving history of every employee who will be driving a company car. A driving…


Your financial health is an important part of your life. The state of your finances can affect how you live and the options available to you. Make a point to be financially literate so you are comfortable making decisions and can make the right ones for yourself and to create a solid and stable financial foundation to build your future upon.

Budget

One of the first steps to reaching financial literacy, and even financial freedom, is to create a budget for yourself and stick with it. Gather all of your bills and other obligations, along with your income, and designate…


Businesses have operated in much the same way for hundreds of years, with the big giants crowding out small businesses and small business owners contenting themselves with a tiny, local customer base. But technology has long since leveled the playing field. Now small businesses have a real chance to reach a large audience and sell products to people everywhere. Here are a few ways that tech is positively changing the world of business.

1. Better Communication

For a long time, only big businesses were able to successfully reach out to customers and have a real line of communication with them…


More than one-third of all new restaurants fail within the first year. With the odds of succeeding at opening one successful restaurant being so steep, it may seem impossible to start an entire restaurant chain; however, it can be done.

First You Need One Successful Location

Before you can start opening multiple locations, you first need one successful location. Begin with a business plan. Your business plan should cover the specific market you want to sell to, the concept of your restaurant, the food you plan to serve, your pricing and how you intend to obtain financing.

It is important…


One thing every single human being on the planet has in common is enduring many “firsts” throughout their life. Most of the time, new activities invoke stress and anxiety. Sometimes excitement is thrown into the mix of emotions if it’s a fun activity. However, many people feel fear, whether it’s something good like a first date or something unpleasant like taking a final exam. Good or bad, the key to not only surviving new experiences but flourishing is to know how to navigate these firsts with as little anxiety as possible. Whether the first day on a brand new job…


From hedge funds to selling short, from dividend reinvestment to tax-deferred investments, the language of finance can be intimidating and confusing. Planning for your future, though, requires more than the basics of a household budget. If you’ve got the basics down but really want to expand your financial literacy into more complex areas of investment, read on for five steps you can take to up your finance IQ.

Talk to a Financial Advisor

A financial advisor can answer your questions and explain changes you can make or new investments to consider. He can show you how being your own cash…


As a parent or guardian, it is your job to ensure that your children are cared for and safe. While this directive may sound simple, it can often be more complicated than people realize. Many factors can contribute to your child’s safety. While this may sound daunting and overwhelming, taking a multifaceted, holistic approach can set your child up for success in life now and beyond. Here are a few areas of your child’s life that can help contribute to a happier, healthier and safer life.

Vehicular Safety

When you are teaching your children about safety, you likely teach them about road…


Just when you think they can’t get any savvier, the geniuses behind wireless technology debut something newer, faster, and cooler than your wildest dreams could have ever predicted. It doesn’t seem like long ago that humans were checking their home answering machines and making calls from gas station payphones. Now, everything from grocery shopping to schoolwork to high-level business meetings is conductible from a tiny device that fits in a jacket pocket! Are you are a phone guru or a technology-challenged neophyte? Regardless, it is vital to educate yourself on the latest and greatest developments in the wireless market. …


Reducing your expenses not only leads to financial freedom, but it gives you the opportunity to take greater control over your life. The price of keeping up your home can go up relatively quickly, and if it’s not consistently managed, it can easily get out of hand. Before you know it, you could be paying double when you did when you were keeping a closer eye on the costs of maintaining your home. If you want to get more control over your spending and cut costs where it counts, this article is for you.

Shop For Cheaper Insurance

The first place you should look…

Kevin Gardner

Kevin Gardner graduated with a BS in Computer Science and an MBA from UCLA. He works as a business consultant for InnovateBTS

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